Privacy Policy - WIENKEN ADVISORS, LTD.

Wienken Advisors, Ltd. (“Wienken Advisors” or “WA”) respects your right to keep your non-public personal information confidential and understands your desire to avoid unwanted solicitations. Federal law requires us to provide this Privacy Policy Notice, which explains the privacy policy of Wienken Advisors and its practices with respect to information collected on its website (https://www.wienken.org). We hope that by taking a few moments to review this notice, you will have a better understanding of what we do with the information you provide and the precautions we take to keep it private and secure. This notice supersedes any other Privacy Policy Notice you may have received from Wienken Advisors, and its terms apply to both current and former clients or customers of Wienken Advisors.

Website Visitors and Users

Like most website operators, Wienken Advisors collects non-personally identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. The purpose in collecting non-personally identifying information is to better understand how website visitors use its website. Wienken Advisors also collects potentially personally identifying information like Internet Protocol (IP) addresses for logged in users. Wienken Advisors only discloses logged-in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to and users of WA’s website choose to interact with us in ways that require Wienken Advisors to gather personally-identifying information. The amount and type of information that WA gathers depends on the nature of the interaction. For example, Wienken Advisors asks visitors who sign up for an account on www.Wienken.org to provide an email address. In this case, Wienken Advisors collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Wienken Advisors. Wienken Advisors does not disclose personally identifying information other than as described below. Visitors can always refuse to supply personally identifying information, though doing so may prevent them from engaging in certain website-related activities.

Wienken Advisors discloses potentially personally-identifying and personally-identifying information only to those of its employees and non-affiliated contractors that (i) need to know that information in order to assist with WA’s everyday business purposes such as processing transactions, maintaining accounts, responding to court orders and valid legal process, or reporting to credit bureaus, or that are otherwise permitted by law to receive the information; and (ii) that have agreed not to disclose it to others. Some of those employees and contractors may be located outside of your home country; by using WA’s website, you consent to the transfer of such information to them. Other than to its employees and contractors, as described above, WA discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when WA believes in good faith that disclosure is reasonably necessary to protect the property or rights of Wienken Advisors, third parties or the public at large. If you are a registered user of WA’s website and have supplied your email address, Wienken Advisors may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Wienken Advisors and our products and services.

Aggregated Statistics

Wienken Advisors may collect non-personally identifying aggregated statistics about the behavior of visitors to and users of its website. Wienken Advisors may display this information publicly or provide it to others. However, Wienken Advisors does not disclose personally-identifying information other than as described below.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Wienken Advisors uses cookies to help us identify and track visitors, their usage of our website, and their website access preferences. Wienken Advisors visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using WA’s website, with the drawback that certain features or versions of WA’s website may not function properly without the aid of cookies.

Notice to Residents of California

In accordance with California law, we will not share information we collect about you with non-affiliates, except as permitted by law. For example, we may share information with your consent or to service your accounts.

Privacy Policy Changes

Although most changes are likely to be minor, Wienken Advisors may change its Privacy Policy from time to time, and in its sole discretion. Wienken Advisors encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

FACTS	What does Wienken Advisors do with your personal information?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: ● account balances and transaction information and history ● email address When you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All financial companies need to share some customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wienken Advisors chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:	Does Wienken Advisors share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account records, respond to court orders and other valid legal process, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other companies – For accounts such as brokerage or bank accounts	No	We do not share.
For third parties to market to you	No, but may be shared when requested by customer.	We do not share.
To limit our sharing	Email to clenz@financialguide.com for assistance. Please put “Limit Our Sharing” in the Subject line.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Who We Are
Who is providing this notice?	Wienken Advisors, Ltd.
What we do	We provide products and services related to employee retirement and benefits education and planning.
How does WA protect my personal information?	We use reasonable safeguards to protect your personal information, including placing account information on a secure part of our site and using firewalls and other technologies to protect the networks we access or host. When you access your account through our systems, you are required to provide your username and your password. Do not share your password with anyone. To ensure the security of your personal information, we encourage you to change your password frequently.
How does WA collect my personal information?	We collect your personal information, for example, when you ▪ provide your address and payment information when purchasing a good or service through our website
Why can’t I limit all sharing?	Federal law gives you the right to limit only ▪ sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial or non-financial companies. For purposes of this notice, Wienken Advisors, Ltd. does not have any affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Wienken Advisors does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. At this time Wienken Advisors does not jointly market with other financial companies.